Pre-existing conditions hinder people’s ability to find affordable coverage in Michigan

During an Oct. 20 debate between U.S. Representative John Dingell and his opponent Dr. Rob Steele, Dr. Steele made a comment that “We have no pre-existing conditions in Michigan; we have Blue Cross Blue Shield.”

It is true that Blue Cross covers people with pre-existing conditions and does not reject them for coverage. This has been at the center of our unique nonprofit mission for decades. The problem in Michigan is that Blue Cross’s mission is unique. No other insurer — until national reform takes full affect in 2014 — covers the sick. This leaves Michigan consumers with pre-existing conditions with only one option. And this is where Dr. Steele’s comment needs clarification.

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Health reform at 6 months: No more exclusions or waiting periods for children with pre-existing health conditions

National health reform turns six months old on Sept. 23, when a variety of new rules and regulations take effect. In this week-long series, we highlight how benefits will change for consumers in the near term. You can also find videos, news alerts, RSS feeds and other information at our health reform website.

Those of you who are parents know that there are few things worse than having a sick child, especially when their condition requires serious and oftentimes costly medical attention.

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